PennyTree - The Fun Way to Save
You know that pang you feel for a debit alert immediately or long after performing a transaction? Yea, me too… Never a fun feeling, is it? I have a friend whose mood swung in fleeting seconds after being debited for a transaction he made the previous day (we know how bank networks can sometimes be). Although he needed the item he had paid for, it’s pretty safe to say it was more important than the money he’d spent acquiring it. However, at that moment, he received the notification that money had left his account; all I could see was a smiling face that instantly formed a frown. He convinced himself that the item he had purchased was worth it. It was a considerable sum, so one could easily understand why it’s capable of changing his mood. So, I thought, “would it have been any different if he’d paid in installments?” “What if he gradually saved for the item, thus, not sink in that huge sum all at once?” Would it have felt better? Would it still be worth it? Ah. Saving? I k...